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Intro to RetireMentorship

Episode 0 | RetireMentorship will Guide You to and Through Retirement. In this intro, we explore why we exist, what you can expect from each episode, and who can benefit from listening to the podcast.

Five Questions to Ask A Financial Advisor

Episode 5 | There are Five Questions that you should ask your Financial Advisor. Whether you are looking for a new advisor, or already have one, these questions should be asked by you to two-three advisors to ensure you have the right one for you.

What is a Fiduciary?

Episode 88 | “Fiduciary” is the new buzzword. But what is a Fiduciary? And why does it matter? Understanding this is critically important to your success.

Five Questions to Ask A Financial Advisor

Episode 149 | There are Five Questions that you should ask your Financial Advisor. Whether you are looking for a new advisor, or already have one, these questions should be asked by you to two-three advisors to ensure you have the right one for you.

Spring Update 2024

Episode 154 | Here are some updates for my Clients for 2024. We run our Spring Reviews to correspond with Tax Season. We need to update them on a lot of topics, so rather than repeating the same information in every meeting, we’re making this video to share with them.

What if Experts Disagree?

What if the Experts disagree? I’ve got a number of questions lately from different clients and other people I’ve met about, hey, what about this, or this or this person says the opposite of what you’re saying, or I heard on the news, this, or I read this book that claim that and it’s different…

When to DIY

Do-it-yourself (DIY) projects have become more than just a weekend hobby; they’ve evolved into a lifestyle choice for many individuals seeking financial independence and personal satisfaction. Today we will learn when you should DIY your finances. We will also dive into the significant financial benefits that come with DIY finances. You should DIY when: You…

NEW Book: 3D Financial Planning

New Book: 3D Financial Planning I have a New Book coming out this year called 3D Financial Planning, Organize, Prioritize, and Maximize Your Money and Your Life. It’s going to focus on a younger audience, cover a wide range of topics, begin with the end in mind, and provide inspirational and behavioral education and encouragement…

RetireMentorship 4.0

I launched the RetireMentorship Podcast in January 2021. Since then, I’ve published episodes nearly every week and expanded the platform to other mediums. But after three and a half years, it’s time to make a change. Introducing RetireMentorship 4.0.

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3D Retirement Income Book

Episode 50 | 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others will teach you how to Retire Successfully and stay Successfully Retired.

Retiring, Retire, and Retirement

Episode 139 | When defined, and in context, retiring, retire, and retirement need to be renewed to reflect their modern identity. To star the discussion, we’ll look at the existing definitions and contexts that surround retirement, then we’ll reframe and define the words for their modern form.

Supercharging the 4% Rule!

The 4% rule is one of the most widely discussed retirement income strategies. Many retirees and financial planners use it as a starting point to estimate how much income a portfolio can safely generate.

Why do I Need Tax Planning?

Episode 51 | There is a difference between tax preparation and tax planning. Tax preparation asks, “How can we save the most taxes last year?” Tax planning asks, “How can we save the most taxes over a lifetime?”

Reducing Taxes in Retirement

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Reducing Taxes in Retirement Keep More of Your Money and Leave the IRS Weeping Reducing Taxes in Retirement Taxes are the largest expense most people will pay. If you do nothing, you may end up paying tens or even hundreds of thousands of dollars in extra taxes in retirement. In this workshop you will learn:…

You May Need Tax Planning

Episode 145 | If you have over 1 million dollars in your 401(k), you may need tax planning to avoid overpaying in taxes during your lifetime.

Tax Prep by Tax Planners

Tax season is upon us. When you’re working with a preparer or doing it yourself with software, there are several mistakes and missed opportunities that you can make.

5 Strategies to LOWER Taxes (Over Your Lifetime)

It’s the most wonderful time of the year… for the IRS. It’s tax season! While it may be joyous for the government, it’s groan-inducing for most people. We all have one thing on our minds: “How do I pay less taxes!” We’re going to cover five strategies to lower taxes over your lifetime.

Ten Changes of the One Big Beautiful Bill Act (OBBBA)

The One Big Beautiful Bill Act (OBBBA) is a landmark tax bill signed into law on July 4th that impacts every single American. While we won’t know the exact implementation details of all these provisions until later, here are ten tenets of the OBBBA that may impact you. I’ll bulletize the changes and add some “What this means” commentary.

3 TERRIBLE Tax Strategies in 2026

As we head into 2026, tax planning is more important than ever—especially for adults over 50 preparing for retirement. Yet every year, we see the same costly mistakes repeated.

Tax EXPERT Reveals 6 Tax SAVING Strategies

When most people think about retirement planning, they focus on building wealth. But once retirement gets closer, the conversation needs to shift from how much you have to how efficiently you can use it.

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Investor vs Investment Returns

Episode 1 | The Average Investor receives half the lifetime returns of the investments the investor invests in. Focus on Investor Returns, which you can control, instead of Investment Returns, which you cannot.

Belief Over Knowledge

Episode 3 | People act on what the Believe, not on what they Know. Belief in your Financial Plan is more important that knowledge about your financial plan. We explore where knowledge leaves off, where belief picks up, and why it is so critical.

How to be Above Average

Episode 8 | No one wants to be average, let alone below it. Let’s explore how you can be above the pack. First, though, we need to understand “average.”

Is Dave Ramsey Wrong?!

Episodes 9-10 | Many people follow Dave Ramsey’s principles. But many others, including professionals, think he’s mistaken. So who’s wrong, Dave or his Detractors?

Breaking News!

Episode 11 | “Do you live under a rock?” Nothing is more ubiquitous, or dangerous, the the infatuation with news. You would be better off ignoring it all together.

Life Insurance Lies!

Episodes 14-17 | Life Insurance Agents and “advisors” will use many tactics to sell you permanent life insurance. But you don’t need it! We over 10 myths here.

Health Super Accounts

Episode 39 | Health Super Accounts, technically known as Health Savings Accounts, are the best account to fund. Learn about these amazing accounts as we enter into Open Enrollment for many people.

Embrace Volatility

Episode 52 | Don’t be afraid of market volatility. It is how we earn superior returns for the long term. Embrace volatility, and ensure your advisor does the same.

Debt – Less Sooner vs. More Later

Episode 59 | Using debt is choosing less sooner over more later. You will have less over your lifetime if you spend more on interest and save less into investments. The opposite is also true. Life satisfaction is usually found in an intentional balance.

Bonds Bomb

Episode 65 | People in or approaching retirement tend to half a lot of money in bonds for their income and their stability. But what if both benefits bomb?

Bear Markets Aren’t Bad

Episode 67 | The media is howling that the current financial bear market is a crisis. 📉 Is it? Or is it an opportunity of a lifetime?

Facing the Bear

Episode 68 | When you stare into the eyes of the beast threatening everything you’ve worked for, what do you do? How do you face the bear?

Buyer Beware

Episode 69 | Financial products are sold with ferocious passion at all times, but especially during down markets. Are these products good? Buyer Beware.

Your Mortal Enemy: Inflation

Episode 70 | Your mortal enemy is not a temporary drop in the stock market over the next few years. Your mortal enemy is the permanently rising cost of everything you need and want to buy over your lifetime. Inflation must be killed. Whatever it takes.

Your Financial Identity

Episode 74 | 🎯 Goals are outcomes. 🏃Actions are inputs. But the core is your identity. 👤 Want to change your finances or life? Change your identity.

Is it Too Late to Invest?

Episode 78 | As people age and approach retirement or the end of life, they often wonder, “Is it too late to invest?” Not if it is according to a plan. ✅

It’s Too Late!

Episode 79 | Don’t do it! 🛑 That hot stock, that rumor, that investing trend you want to try… Stop. By the time you hear about it, it’s too late.

Get Notified? Nope!

Episode 82 | Do you get notified about the news? 🚨 Do you surrender control of your attention, mood, or investment outlook? Or do you stay focused?

Investing Before And After Retirement

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Investing Before & After Retirement Learn the Strategies for Investing for and Transitioning into Retirement Watch the Workshop View Other Workshops Maximizing Social Security October Workshop You’ll learn how Social Security works and how to optimize this critical retirement income. Premiered October 20th Reducing Taxes in Retirement November Workshop You’ll learn how to keep more…

Estate Planning Essentials

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Estate Planning Essentials Command Your Assets and Keep Them from Lawyers and the Government Estate Planning Essentials Estate planning is for everyone, not just the wealthy. If you don’t decide what happens to your assets, the government will. Take control of your life, even in death. (P.S. A Will is not enough.) In this workshop…

Investment or Expense?

Episode 86 | We all spend money on many things, but are these an investment or expense? Challenge how you think about both, and you may invest more.

2023: The Best Year Ever

Episode 95 | Let’s make 2023 the Best Year Ever! We’re going back to basics. By year-end, let’s turn “I wish I had known” into “I am glad I did.”

You Need a Budget

Episode 98 | Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances. You Need a Budget.

Go Fund Yourself

Episode 100 | No one else is going to fund your goals. Go Fund Yourself. How? Know where you are and where you want to be, and budget to get there.

Ask Freeman 1

Episode 102 | Ask Freeman about tracking Net Worth in YNAB, getting a spouse to work less, and Debt Snowball vs. Debt Avalanche.

Ask Freeman 2

Episode 103 | Ask Freeman about Estate Planning without kids, where to save “extra” money, and contributing to Roth vs Traditional 401(k).

Prove Them Wrong

Episode 115 |Most Financial Services Representatives think you won’t be able to reach your financial goals without the insurance products they sell. Prove them wrong.

Ask Freeman – Credit Score

Welcome to Ask Freeman, where we take a few of your questions and answer them in short form. Today we answer: Do I Need a Credit Score? ~Chelsea What’s your opinion of Credit Scores? On one end of the spectrum, people are obsessed with it. On the other, people say it’s dumb and that you…

I Made a Mistake

Episode 119 | I Made a Mistake. We all do it; the difference is what we do about it. Make a mistake. Own it. Make it right. Move on.

We Are Business Owners

Episode 125 | Who are we? Are we retirees? Working professionals? Pre-retirees? Employees or team members? No. We are Business Owners.

Money Monster

Episode 126 | Hollywood can push out Stock Market thrillers, and 2016’s Money Monster is no different. What lessons can we learn from the big screen?

The Active Life Podcast

Episode 129 | The weekly Active Life Podcast is designed to help listeners get the most out of their life. I guest to share how to invest in their health.

Die With Zero

Episode 130 | Some people die with millions of dollars. Others try to spend it down. Which is better? Should we die with zero or millions?

Being Mortal

Episode 131 | End-of-life medical practices often harm more than help. The best-seller Being Mortal illuminates the problems and offers tactful solutions.

We Are Wealthy

Episode 132 | Everyone is rich but me! Wrong. The truth is we are wealthy. Instead of keeping up with the Jones, let’s expand our perspective.

The Siren Song of Short-Term Guarantees

Episode 140 | Do not listen to the Siren Song of short-term guarantees. In the realm of investments and financial decisions, the age-old debate between short-term guaranteed returns and long-term potential returns is perennial.

Gratitude is Still the Way

Episode 141 | Nothing you accomplish or achieve in life will matter without gratitude. This is a reminder of the article from the past two years that gratitude is important, not only during Thanksgiving, but year-round.

Defining Happiness in Retirement

Episode 142 | There are a few ways to define and describe happiness. And understanding is one of the foundational elements to success. Let’s take a quick peek down the rabbit hole of happiness to help you find what you are looking for in life… and in retirement. 

Don’t Invest on Feelings

Episode 143 | Despite our best efforts, we usually invest based on feelings. But good investing often involves doing the opposite of what we feel.

Happy Birthday!

Episode 144 | Don’t let another year slip by without celebrating your birthday. It’s a built-in excuse to celebrate you! Have a Happy Birthday!

Take Action!

Episode 146 | Everyone likes to dream and talk, but far too few turn those into goals, plans, and reality. It’s time to stop talking and take action!