Insurance you Do/n’t Need
“There are worse things in life than death. Have you ever spent an evening with an insurance salesman?”
There are some kinds of insurance you need, and others you don’t.
Insurances you DO need:
- Health Insurance
- Disability Income Insurance
- Term Life Insurance (if you have dependents, previously covered)
- Home & Auto Insurance
Insurance you MAY need:
- Long-Term Care Insurance (previously covered)
- Umbrella Insurance
- Dental Insurance
- Vision Insurance
Insurance you DON’T need:
- Permanent Life Insurance
- Accidental Death & Dismemberment (exceptions apply)
- Pet Insurance
- Identity Theft Insurance
- Critical Illness Insurance
- Product Insurance
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This article is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are the opinions of the people expressing them. In addition, all performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. RetireMentorship is not affiliated with any Registered Investment Advisor, Broker-Dealer, or other Financial Services Company.
