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Financial Flowcharts

Have a Financial Question? The answer always depends. Use these Financial Flowcharts to determine the answer.

Retirement Taxes IRAs Social Security Medicare

Popular Flowcharts

Should I Pay Off My Debts?
Creating a Financial Plan

Should I Pay Off My Debts?

Should I Contribute To My Roth IRA Vs. My Traditional IRA?
Retirement

Should I Contribute To My Roth IRA Vs. My Traditional IRA?

Will My Social Security Benefits Be Reduced?
Retirement

Will My Social Security Benefits Be Reduced?

Will I Have To Pay Tax On The Sale Of My Investment?
Investing

Will I Have To Pay Tax On The Sale Of My Investment?

  • Investing | IRAs | Retirement | Taxes
    Section 1031 Exchange with my Rental Property

    View Flowchart Section 1031 Exchange with my Rental PropertyContinue

  • Investing | IRAs | Retirement | Taxes
    Distributions from a Twice-Inherited Traditional IRA

    View Flowchart Distributions from a Twice-Inherited Traditional IRAContinue

  • Investing | IRAs | Retirement | Taxes
    Distributions from an Inherited Roth IRA

    View Flowchart Distributions from an Inherited Roth IRAContinue

  • Retirement | Taxes
    TCJA Sunset Provision Comparison Guide

    View Flowchart TCJA Sunset Provision Comparison GuideContinue

  • HSA | Investing | Retirement | Taxes
    Will The Distribution From My HSA Be Tax And Penalty Free?

    View Flowchart Will The Distribution From My HSA Be Tax And Penalty Free?Continue

  • Creating a Financial Plan | Retirement | Taxes
    Deductibility Of Contributions Impacted By QBI Rules?

    View Flowchart Deductibility Of Contributions Impacted By QBI Rules?Continue

  • Retirement | Social Security
    Will My Social Security Benefits Be Reduced?

    View Flowchart Will My Social Security Benefits Be Reduced?Continue

  • IRAs | Retirement
    Will My Roth IRA Conversion Be Penalty Free?

    View Flowchart Will My Roth IRA Conversion Be Penalty Free?Continue

  • Investing | Property
    Will I Receive A Step Up In Basis For This Gifted Property?

    View Flowchart Will I Receive A Step Up In Basis For This Gifted Property?Continue

  • Investing | Property
    Will I Receive A Step Up In Basis For The Appreciated Property I Inherited?

    View Flowchart Will I Receive A Step Up In Basis For The Appreciated Property I Inherited?Continue

  • Investing | Retirement | Taxes
    Will I Have To Pay Tax On The Sale Of My Investment?

    View Flowchart Will I Have To Pay Tax On The Sale Of My Investment?Continue

  • Investing | Retirement | Taxes
    Will I Have To Pay Tax On My Qualified ESPP?

    View Flowchart Will I Have To Pay Tax On My Qualified ESPP?Continue

  • Medicare | Retirement
    Will I Be Enrolled Automatically In Medicare?

    View Flowchart Will I Be Enrolled Automatically In Medicare?Continue

  • Medicare | Retirement
    Will I Avoid Medicare Enrollment Penalties?

    View Flowchart Will I Avoid Medicare Enrollment Penalties?Continue

  • Medicare | Retirement
    Will I Avoid IRMAA Surcharges On Medicare Part B And Part D?

    View Flowchart Will I Avoid IRMAA Surcharges On Medicare Part B And Part D?Continue

  • Creating a Financial Plan | Medicare | Retirement
    Will Healthcare Change As I Transition Into Retirement?

    View Flowchart Will Healthcare Change As I Transition Into Retirement?Continue

  • IRAs | Retirement | Taxes
    Will A Distribution From My Traditional IRA Be Penalty Free?

    View Flowchart Will A Distribution From My Traditional IRA Be Penalty Free?Continue

  • IRAs | Retirement | Taxes
    Will A Distribution From My Roth IRA Be Tax And Penalty Free?

    View Flowchart Will A Distribution From My Roth IRA Be Tax And Penalty Free?Continue

  • Cashflow and Net Worth | Creating a Financial Plan | Retirement
    Where Should My Next Dollar Go?

    View Flowchart Where Should My Next Dollar Go?Continue

  • IRAs | Retirement | Taxes
    What Will Have The Least Tax Impact Harvesting Capital Gains Or Roth Conversions?

    View Flowchart What Will Have The Least Tax Impact Harvesting Capital Gains Or Roth Conversions?Continue

  • Charity | Investing
    Should I Use A Donor Advised Fund DAF When Giving To Public Charities?

    View Flowchart Should I Use A Donor Advised Fund DAF When Giving To Public Charities?Continue

  • Cashflow and Net Worth | Retirement
    Should I Take My Pension As A Lump Sum?

    View Flowchart Should I Take My Pension As A Lump Sum?Continue

  • Business | Retirement
    Should I Set Up A Traditional 401k For My Business?

    View Flowchart Should I Set Up A Traditional 401k For My Business?Continue

  • IRAs | Retirement
    Should I Roll Over My Dormant Traditional 401k?

    View Flowchart Should I Roll Over My Dormant Traditional 401k?Continue

  • Creating a Financial Plan | Debt | Property
    Should I Pay Off My Mortgage?

    View Flowchart Should I Pay Off My Mortgage?Continue

  • Creating a Financial Plan | Debt
    Should I Pay Off My Debts?

    View Flowchart Should I Pay Off My Debts?Continue

  • Creating a Financial Plan | Property
    Should I Lease Or Buy My Next Automobile?

    View Flowchart Should I Lease Or Buy My Next Automobile?Continue

  • IRAs | Retirement
    Should I Inherit My Deceased Spouse’s Traditional IRA?

    View Flowchart Should I Inherit My Deceased Spouse’s Traditional IRA?Continue

  • Business | Creating a Financial Plan | IRAs
    Should I Establish A SEP IRA Or A SIMPLE IRA Plan For My Small Business?

    View Flowchart Should I Establish A SEP IRA Or A SIMPLE IRA Plan For My Small Business?Continue

  • IRAs | Retirement
    Should I Contribute To My Roth IRA Vs. My Traditional IRA?

    View Flowchart Should I Contribute To My Roth IRA Vs. My Traditional IRA?Continue

  • IRAs | Retirement
    Should I Contribute To My Roth 401k?

    View Flowchart Should I Contribute To My Roth 401k?Continue

  • Debt | Property
    Should I Consider Refinancing My Mortgage?

    View Flowchart Should I Consider Refinancing My Mortgage?Continue

  • IRAs | Retirement
    Should I Consider Doing A Roth Conversion?

    View Flowchart Should I Consider Doing A Roth Conversion?Continue

  • Medicare
    Should I Change My Medicare Coverage During Open Enrollment?

    View Flowchart Should I Change My Medicare Coverage During Open Enrollment?Continue

  • Creating a Financial Plan
    Pay Stub Review

    View Flowchart Pay Stub ReviewContinue

  • Investing | Retirement | Taxes
    Is The Distribution From My 529 Plan Subject To Federal Income Tax?

    View Flowchart Is The Distribution From My 529 Plan Subject To Federal Income Tax?Continue

  • Property | Taxes
    Is My Rental Property Tax Deductible?

    View Flowchart Is My Rental Property Tax Deductible?Continue

  • Insurance | Retirement
    Should I Buy Health Insurance Through The Health Insurance Marketplace?

    View Flowchart Should I Buy Health Insurance Through The Health Insurance Marketplace?Continue

  • Retirement | Social Security
    Do I Qualify For Social Security Disability Benefits?

    View Flowchart Do I Qualify For Social Security Disability Benefits?Continue

  • Retirement | Taxes
    Do I Need To Start Making Estimated Federal Income Tax Payments?

    View Flowchart Do I Need To Start Making Estimated Federal Income Tax Payments?Continue

  • Business | Retirement
    Common Pension Plans For Small Business Owners

    View Flowchart Common Pension Plans For Small Business OwnersContinue

  • Investing | IRAs | Retirement
    Can I Make A Mega Backdoor Roth Contribution?

    View Flowchart Can I Make A Mega Backdoor Roth Contribution?Continue

  • HSA | Retirement | Taxes
    Can I Make A Deductible Contribution To My HSA?

    View Flowchart Can I Make A Deductible Contribution To My HSA?Continue

  • Investing | IRAs | Retirement
    Can I Make A 529 To Roth Transfer?

    View Flowchart Can I Make A 529 To Roth Transfer?Continue

  • Investing | Retirement
    Can I Do A Net Unrealized Appreciation NUA Distribution?

    View Flowchart Can I Do A Net Unrealized Appreciation NUA Distribution?Continue

  • Investing | Retirement | Taxes
    Can I Avoid Taking My RMD After Reaching My Required Beginning Date RBD?

    View Flowchart Can I Avoid Taking My RMD After Reaching My Required Beginning Date RBD?Continue

  • Creating a Financial Plan | Debt
    Am I Eligible For An IDR Plan For My Federal Student Loans?

    View Flowchart Am I Eligible For An IDR Plan For My Federal Student Loans?Continue

  • Business | Retirement | Taxes
    Am I Eligible For A Qualified Business Income QBI Deduction?

    View Flowchart Am I Eligible For A Qualified Business Income QBI Deduction?Continue

  • Medicare | Retirement
    Am I Eligible For Medicare Part A And Part B?

    View Flowchart Am I Eligible For Medicare Part A And Part B?Continue

  • Retirement | Social Security
    Am I Eligible For Social Security Benefits As A Spouse?

    View Flowchart Am I Eligible For Social Security Benefits As A Spouse?Continue

  • Retirement | Social Security
    Am I Eligible For Social Security Benefits As A Surviving Spouse?

    View Flowchart Am I Eligible For Social Security Benefits As A Surviving Spouse?Continue

  • Investing | IRAs | Retirement | Taxes
    Can I Contribute To My Roth IRA?

    View Flowchart Can I Contribute To My Roth IRA?Continue

  • Investing | IRAs | Retirement | Taxes
    Can I Do A Backdoor Roth IRA Contribution?

    View Flowchart Can I Do A Backdoor Roth IRA Contribution?Continue

  • Investing | IRAs | Retirement | Taxes
    Can I Make A Tax Deductible IRA Contribution?

    View Flowchart Can I Make A Tax Deductible IRA Contribution?Continue

  • Investing | IRAs | Retirement | Taxes
    Distributions from an Inherited Traditional IRA

    View Flowchart Distributions from an Inherited Traditional IRAContinue

  • Charity | Retirement
    Can I Do A Qualified Charitable Distribution From My IRA?

    View Flowchart Can I Do A Qualified Charitable Distribution From My IRA?Continue

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