Go Fund Yourself
Go fund yourself. No one else is going to. It’s up to you. Go fund yourself.
Every one of us has responsibilities and dreams–things we have to do and things we want to do. Most of these things cost money. They must be funded. Whose job is it to fund these?
Go Fund Me?
We live in a go-fund-me world, a world where everyone wants something, and they want someone else to pay for it. The website, GoFundMe.com, is full of funding requests for the dumbest things, including beer money, vacations, and tattoo removals. These folks have dreams, but they don’t want to work and fund their own dreams; they want others to do it.
Those who aren’t asking strangers to fund their responsibilities and dreams are demanding that their employer or the government fund them. “If my boss would just give me a raise.” “If he would just get elected, then the government will fix my problem.” When will the powers that be fix my problem or fund my goal?
Go Fund Yourself
No one is going to fund your life. No one is going to pay for your responsibilities. No one is going to chip in for your dreams. It’s not the government’s job to solve your financial problems.
My education is my responsibility. No one owes me advanced education. My student loans are my responsibility. No one else should have to pay them. My choices are mine, and I own the outcomes, good and bad.
We’re talking about ownership. Those who take ownership of their lives, of their responsibilities as well as their dreams, have much more satisfaction in life than those who are always seeking someone else to blame and bail them out.
Who takes more pride in their higher education: the one who worked their way through school and earned it, or the one who had someone else pay their way so that they could socialize and “enjoy college life”?
Who finds more personal financial satisfaction: the one who paid off all their debts and is saving steadily toward their goals, or the one who is still making minimum payments on their loans, so they do more shopping, all while hoping their debts will be forgiven?
You have dreams: experiences you want to have and quality things you want to own. You have responsibilities, some of which may be holding you back from those dreams. The reality is that no one else will make those dreams come true for you. It’s time for us to take ownership and fund our own goals.
How to Go Fund Yourself
How? Understand where you are by using Net Worth and Cash Flow Statements. Build one out, or work with your Financial Planner to build them.
Then look forward and control your cash. How? You Need a Budget. Avoid the Budget Blunders and use the Best Practices. And use the powerful tool YNAB to gain control of your finances.
Watch YNAB in Action
See YNAB in action in this video. Keep scrolling for the Special Announcement.
I want to help more people fund their goals and have more peace with money. What better way to do that than to help them budget? In honor of 100 episodes of RetireMentorship, we are making this announcement.
YNAB is Now Included for Clients!
If you are a Client of my Financial Planning Firm, La Crosse Financial Planning, a YNAB subscription is now included at no additional charge. (That’s a savings of $180/yr!)
We are like the Amazon Prime of Financial Planners. We just keep adding more and more to our services as we get more and more efficient. For our All-In Clients, we now have
- Financial Planning
- Retirement Planning
- Investment Management
- Estate Planning & Documents
- Tax Planning with Tax Prep & Filing
- Insurance Planning with no commissions, incentives, or kickbacks
- Net Worth, Cash Flow, and Budgeting via YNAB.
YNAB is Also Included for RetireMembers*
*For a limited time. We are not sure how many we can afford to add.
RetireMember YNAB Status: Accepting RetireMembers.
How do you get it?
- Start YNAB Free Trial
- Create a YNAB Account with Email
- Do NOT use Apple or Google
- Connect Financial Accounts
- Create Budget
- Use for 4 Weeks
- Love it? Move to Step 2.
- Create a YNAB Account with Email
- Submit Request
- Submit the request below before subscribing to YNAB
- We will add you to our Group Subscription
Thank you for following RetireMentorship as we celebrate 100 episodes. I look forward to the next 100 episodes!
We have lots to discuss. Going forward, I will also be incorporating “Ask Freeman” episodes where we handle 2-4 short questions that I am asked. If you want your questions answered, send them to Questions@RetireMentorship.com or ask anonymously at RetireMentorship.com/Question.
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Need Help? Work with Me.
Schedule a Discovery Meeting with me through my Financial Planning firm, La Crosse Financial Planning. This no-cost, no-obligation conversation will determine what you are looking for and how we can help you retire successfully and stay successfully retired.
This article is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are the opinions of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.