Incentivized Health Care

Incentivized Health Care

ByFreeman Linde, CFP®

We have a problem with health care in our country, as covered last week. The solution:

Incentivize health, not insurance.

In this episode, we go more in-depth on my proposed solution:

The American Incentivized Medical Act (AIM Act)

It’s time to focus on the true problem. Let’s aim at better health, not more insurance.

Below is the outline of the episode. Tune in here or in your favorite podcast player for the full story. You can also comment or ask a question at the bottom.

Core Aspects of the AIM Act:

Full Coverage for Non-Lifestyle Disease & Accidents
Underwritten for Lifestyle
  • Premium Based on Age and Health
  • Health Determined by Multiple Factors
  • Standard, Preferred, and Table Ratings
  • Lock in a Rating
  • Improve Your Rating

Benefits of AIM:

  • Incentivizes Health
  • Promotes Ownership
  • Restores Freedom
  • Increases Child Health
  • Massive Reduction in Health Bill

Optional Aspects

  • Junk Food Tax
  • Employers Pay Flat Amount (not Percentage) OR
  • Insurance is no longer through employers but only through the marketplace

Implementation

  • Phased Roll-Out
  • Get Health Rating with enough time to make changes

Opposition

There would be four main opposition groups.

  • Big Food
  • Big People
  • Big Healthcare
  • Big Pharma

Share with your Friends, especially political ones.

Email someone with a link to last week’s episode.

Comment or Ask a Question Below

This article is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are the opinions of the people expressing them. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. RetireMentorship is not affiliated with any Registered Investment Advisor, Broker-Dealer, or other Financial Services Company.

Similar Posts